Is your bank still paying you nothing on your savings?

The Fed has been raising interest rates off its emergency levels for the past year and that should be good news for savers who can finally earn a risk free return. However, if you aren't savvy, then your large bank may still be “stealing” your interest by not paying you market rates. Do you know what your financial institution is paying on your savings account? If the answer is no, then you should check their

How to get your Amazon Prime membership for free

This month, Amazon raised prices on Prime subscriptions by $20 from $99 per year to $119. Some people aren't happy with a 20% increase which sounds like a lot but $20 isn't much in today's world — probably the equivalent of a weekend dinner out. Because of the change, a friend of mine of Facebook asked, “Is it even worth it?” My answer is a pretty emphatic yes, especially when the Prime membership can effectively

5 ways to achieve your financial fitness goals #FinHealthMatters

This is my 3rd article for #FinancialLiteracyMonth (Using cash over credit is costing you tens of thousands of dollars and Tips and tricks to teach your children about money) and today I'm inspired by the financial bloggers writing about why financial health is important, especially for students. Virtually all students understand physical health as they want to look good so they can get a hot date. Unfortunately, financial education is almost entirely ignored in high

Using cash over credit is costing you tens of thousands of dollars

This is my second post during financial literacy month and I'm going to take on cash vs credit. One popular financial radio host, Dave Ramsey, has been a vocal critic of credit cards saying to never own one because you will spend more because it is plastic (strangely he advocates for debit cards instead). I don't believe this is the case but of course I strongly advise only using a credit card under two conditions.

3 year end tax tips spurred by tax reform

While most of us are busy with holiday parties, we don't want to be bogged down by more things to add to our to-do list. But today the GOP takes its next step in its rush to pass sweeping tax reform to give ‘great Christmas gifts' to the middle class (The bad news for us in the tri-state area (NY, NJ, CT), many of us are facing a potential tax increase thanks to the $10k

EVERYONE should take action because of Equifax data breach

I apologize for using the all caps EVERYONE but it is imperative for every American to take steps to protect their identities because of the Equifax data breach. It was by far the worst data breach in history because social security numbers, birthdays and addresses were exposed. This makes it essential for you to be on the offensive in protecting yourself immediately. You may have visited the Equifax website to see if you were exposed

By |September 28th, 2017|personal finance|0 Comments

5 shopping tips for Amazon Prime Day

Amazon Prime Day just kicked off at 9pm EST so I thought I'd write you a few quick tips to take advantage of the deals ahead. Prime Day is Amazon's annual, summer version of Cyber Monday. Like any sale, you still have to be a smart shopper because they are trying to get you to impulse buy and just because they claim it's 50% off, it probably isn't anywhere near that great a deal. Last

New Year’s Resolution: 3 Easy Tips to Be Financially Fit in 2014

“Ring out the old, ring in the new, Ring, happy bells, across the snow: The year is going, let him go; Ring out the false, ring in the true.” ― Alfred Tennyson It's that time of year to make a promise to yourself to start doing something good or stop doing something bad on the first day of the year. Nearly 50% of Americans regularly make New Year’s Resolutions; and according to the Fidelity 2014

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